Information Collection and Purpose Specification
We collect the data that you may volunteer to share with us while using our Services, including without limitation, personal and business data when you register for Services, information about your transactions with us, alternate contact information, a password which is used to protect your account from unauthorized access and other information from your interaction with the Site and transactions while utilizing our Services.
Personal information, business information, financial information, and financial data will be collected as a prerequisite to registered users being authorized to use the Services to open a BizNOW Mastercard Account. The collection of business information may include, but is not limited to, your business name, EIN, valid business physical address, business telephone number, business bank account information, business-related documentation, telephone number, and email address. In addition, you will be required to provide personal information including, but not limited to: full legal name, personal physical address, date of birth, Social Security Number, and other similar information. Additional information will be requested at account opening and may be requested throughout the life of the account relationship to meet regulatory and legal requirements. If you choose to provide us with personal information, business information, financial information, and financial data, you consent to the transfer and storage of that information on our servers located within the United States. Information disclosures, which are mandatory in order for you to use Services from us, will be designated as such.
We collect, use, and otherwise process personal information, business information and financial data about you for the following purposes: (i) to enable you to access and use the Site; (ii) to comply with regulatory requirements; (iii) to maintain your BizNOW Mastercard Account; (iv) to process your fund transfers and transactions; (v) to enable us to provide any other Services which you have requested through use of the Site; (vi) to personalize aspects of our overall service to you; (vii) to provide customer support that you request, resolve disputes, collect fees and troubleshoot problems; (viii) to prevent potentially prohibited or illegal activities and enforce the applicable member Services Agreement; (ix) to measure and improve our Services, content, and advertising; and (x) any other reasonable need to use such information for the purposes of managing the BizNOW Mastercard program and provide related Services.
Important Information For Opening an Account
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires all financial institutions to obtain, verify, and record information that identifies each business that opens an account and the personal information of its owners or representatives. When applying for an account, BizNOW Mastercard will ask for details about the personally identifiable information about the business owner and/or administrators’ and/or authorized users such as: name, physical address, date of birth, social security number, and other information that will allow BizNOW Mastercard to confirm identity. BizNOW Mastercard may also ask for secondary identification details about the business owner’s, administrators’ and/or authorized users such as driver’s license number or other identifying information.
Use of “Cookies”
“Cookies” are small pieces of information that are stored by your browser on your computer’s hard drive, that allow us to identify you and link you to your BizNOW Mastercard Account. If you choose not to accept our cookie, we will not be able to store your BizNOW Mastercard username, session data or other information for subsequent log-ins or future use.
Providing Visitors With Anonymous Access
You can access the Site home pages and browse the Site home pages without disclosing your personal information.
Sharing of Information
Aside from sharing your information with Authorized Third Parties in order to provide the Services, as discussed above, we do not provide your personal information to any third party without your permission. Additionally, we do not share your individual buying habits with third parties. We may provide general statistics to third parties in order to assess the market for the BizNOW Mastercard.
In the event you enter your personal information into fields requesting additional information or offers or otherwise affirmatively elect to receive such information or offers, you agree to and authorize the delivery of automatic updates and/or marketing materials from BizNOW Mastercard and/or Authorized Third Parties to you. In the event you wish to later opt out of receiving such information or offers, please contact us using the methods listed below under the heading CUSTOMER SERVICE. Please allow several weeks for your opt-out request to take effect. Please understand that even if you choose to opt-out, we may continue to share your non-public personal information with Authorized Third Parties and certain non-affiliated third parties as permitted by applicable laws and regulations.
Confidentiality and Security
Privacy Practices of Third Parties, Advertisers, Vendors and Others
This website may contain advertisements and links to other sites. BizNOW Mastercard is not responsible for the content or privacy policies or practices of any advertisers or linked sites or for the content, privacy policies or practices of any third parties, including without limitation the BizNOW Mastercard issuing bank, Sunrise Banks N.A. To the extent that you disclose personal information to any advertisers, linked sites or other third parties, which are featured on our site, different rules may apply to their use or disclosure of personal information, and we encourage you to review their privacy policies before disclosing personal information to them.
Access or Corrections to your Personal Information
You may request in writing any personal information about you that we hold or correct or amend information about you if it is inaccurate, using the methods listed below under the heading CUSTOMER SERVICE.
This website is intended for use by adults only. BizNOW Mastercard does not knowingly collect or use information from children.
For all customer service information regarding the BizNOW Mastercard, please contact:
Karmic Labs – BizNOW Mastercard Customer Service
PO Box 411226
San Francisco, California, 94141-1226
This Agreement is effective April 30, 2018.